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Help to Buy is a Government scheme which aims to help people get on the property ladder. The scheme has two parts; Shared Ownership and Equity Loan.

Shared Ownership enables you to buy shares in a property and you then pay rent on the remaining portion. You are able, when you are ready, to buy additional shares until you fully own your home.

Equity Loan - With Help to Buy new homes, the Government will lend up to 20% towards the cost of purchasing your new home, this means you only need a 5% deposit and a 75% mortgage. If you are looking to buy a property in London, the percentage the Government will lend you increases to 40%. However, the property must cost no more than £600,000.

Our expert Mortgage Advisers are here to answer any questions you may have about your eligibility for the Help to Buy scheme. We are happy to meet with you at a time and place to suit you. Call us 01473 216950 or email

Information correct as of April 2017 - Source:


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Ipswich Head Office

3 Sorrel Horse Mews
Grimwade Street


01473 216950

Cambridge Office

Allia Future Business Centre Cambridge
Kings Hedges Road


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Think carefully about securing other debts against your home or property. Your home or property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. 

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and the amount of research and administration required but will be a maximum of £275, payable on production of mortgage offer.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK

Wolsey Mortgage Company is registered in England, (Company No. 10803479) and is an appointed representative of The Right Mortgage Ltd. of St Johns Court, 70 St Johns Close, Knowle, B93 0NH, which is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 649443).

The Financial Conduct Authority does not regulate some forms of Buy to Let.

For expert advice about Mortgages, Life Insurance, Building and Contents, contact us today.