Your existing mortgage product may be coming to an end, now is a great time to get in touch with our team of experienced Mortgage Advisers who can review your current deal and what you are paying. We can discuss the options available to you and what will be best to suit your circumstances. You may wish to fix the rate so that you know what you’ll be paying for the next few years or you might think about borrowing further money against your property to get some home improvements underway. Whatever your thoughts, our team can advise you on the best products out there to match your needs.
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My home has increased in value can I borrow more to pay for home improvements?
If your home has increased in value, then yes, you may be able to use this to take money out of the property and use towards home improvements. Our team can find the right product for you and liaise with the surveyors, solicitors and lenders to make the process as streamlined as possible.
My fixed deal runs out soon, should I just stay on the variable rate?
This will depend on your own situation as there are many factors to consider. For some people it would be better to go onto the variable rate and for others a fixed rate may be the best option. Our Mortgage Advisers can review the market and give you the facts so that you can make an informed decision.
My mortgage deal is coming to an end, should I stay with my current provider?
It is always worth checking with your current lender to see what they can offer you to stay with them. Once you have this information we can search the market for you and see if it would be financially beneficial for you to move to another lender.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We will charge a broker fee of between £0 and £275, payable on production of mortgage offer. The amount we will charge is dependent on the amount of research and administration that is required.
