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What is equity release?

Equity release is a financial product that allows you to unlock some of the cash tied up in the value of your home. If you’re a homeowner aged 55 and over, you could be eligible. Every penny you unlock from your property through equity release is tax-free, and can be spent on whatever you want.

You can still go ahead with equity release if you have an existing mortgage, although any outstanding loan secured against your home will need to be repaid. The money you release can be used for this purpose.

This is Your time 

At Wolsey Mortgage Company we understand that you have worked hard all of your life to pay for and create a family home, and that you’d like to stay there. This is where equity release can make your life considerably more comfortable. 

By choosing to release equity from your home, you can help make the most of your work-free time. Perhaps you would like the the option to pay for a much-needed holiday, or a new car? Maybe you have been considering invaluable improvements to your home such as handrails or general maintenance; making life much easier. Perhaps you have family that you would like to treat or care for in some way?

We can offer you a no-obligation appointment where our qualified specialist and manager, Kathy Forsdike, can talk you through the small steps to equity release in the comfort of your own home, or at our office in Ipswich. 

An equity release product will reduce the value of your estate, will not be suitable for everyone and may affect your entitlement to state benefits.

This is a lifetime mortgage. To understand the features and risks please ask for a personalised illustration from our specialist. 

You’re in safe hands with us

Our experts recommend plans for you which are approved by the Equity Release Council:

✔ No negative equity guarantee 

✔ With a lifetime mortgage you retain full home ownership

✔ Available to homeowners aged 55 and over
✔ Release tax-free cash tied up in your home
✔ You can’t release equity without taking expert advice

Contact our expert Kathy Forsdike via or call our office on 01473 216950 for more details. 

Get in Touch

Ipswich Head Office

3 Sorrel Horse Mews
Grimwade Street


01473 216950

Cambridge Office

Allia Future Business Centre Cambridge
Kings Hedges Road


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