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I’m separating from my partner/spouse, can I take over the mortgage?

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The best approach with this scenario is to be honest with your mortgage lender. Most lenders will be sympathetic to your situation. Some lenders may let you take a payment holiday whilst you are sorting out your finances. Before excepting this offer though, you should check that by doing so, your credit score will not be impacted upon negatively, as this could affect your ability to secure credit in the future. When you are faced with this situation you have a couple of options open to you:

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