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 Contact Us: 01473 216950     Email: info@wolseymortgage.co.uk

 

Considering moving to your next home?

Most likely you’ve been through the mortgage process before and it’s familiar to you. But the mortgage industry is forever changing, and there have been some changes in the last few years. Here at the Wolsey Mortgage Company we’re fully up to speed with all the latest rules, regulations and lenders. We have access to over 5,000 products some that are not always available from the high street. So, we’re confident we can find a product to suit your circumstances.

 

 

Questions you may have:

 

  • Can I port my current mortgage?

    This will depend on the terms of your existing mortgage. Many products are portable to another property in theory, but you will need to reapply as your lender needs to make sure the mortgage is still affordable. It may be worth considering if it would be financially beneficial to change your mortgage provider, our experienced Mortgage Advisers would be able to look into this for you to make sure you’re getting the best deal available.

    Will I have to pay a redemption?

    If you do not port your mortgage and you are still within the product initial term, you will most likely find that there is a redemption penalty for ending the product early. In some cases, it can be worthwhile paying the redemption and moving to a better deal to reduce your monthly outgoings rather than porting your current mortgage. Our Mortgage Advisers can check this for you for no charge.

    Should I stay with my current lender?

    It is sometimes beneficial to stay with your current lender as you have built up a track record with them. But also, there is so much competition between the lenders that it is well worth looking at what other lenders can offer. Call our team of friendly Mortgage Advisers who can investigate this for you.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

We will charge a broker fee of between £0 and £275, payable on production of mortgage offer. The amount we will charge is dependent on the amount of research and administration that is required.

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Need Help? Call Us at:
01473 216950

For expert advice about Mortgages, Life Insurance,
Building and Contents, contact us today.

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3 Sorrel Horse Mews
Grimwade Street
Ipswich
IP4 1LN

 

01473 216950

 

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Think carefully about securing other debts against your home or property. Your home or property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. 

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and the amount of research and administration required but will be a maximum of £275, payable on production of mortgage offer.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK

Wolsey Mortgage Company is registered in England, (Company No. 10803479) and is an appointed representative of The Right Mortgage Ltd. of St Johns Court, 70 St Johns Close, Knowle, B93 0NH, which is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 649443).

The Financial Conduct Authority does not regulate some forms of Buy to Let.

For expert advice about Mortgages, Life Insurance, Building and Contents, contact us today.